As of January 1, 2026, HealthEquity(R) will administer the Limited Purpose Flexible Spending Account. They provide an industry leading, user-friendly portal with everything you need to manage your accounts—plus 24/7 support available by phone or chat.
Starting January 1, 2026, FSA contributions will be deposited into your HealthEquity® account.
In 2026, you can save from $120 up $3,400.
The applicable balance in your FSA will be transferred to HealthEquity per our plan rules after March 31, 2026. During the transfer, your Inspira FSA balance will be temporarily unavailable. You'll receive advanced notice of the blackout period.
To review all of your 2026 benefits, read the 2026 Benefits Guide. You can see What's Changing for 2026 here.
The Limited Purpose Flexible Spending Account (LPFSA) administered by Inspira (formerly PayFlex) works the same way as the HCFSA does, except it can only be used for dental and vision expenses. The LPFSA is only available to those enrolled in the HSA medical plan.
The IRS has rules about eligible expenses. Learn more on the IRS website and speak with your tax advisor.
Keep things simple with the mobile app, where you can manage your account, make payments, withdrawals and deposits and use a bar code scanner to see if an item is an eligible expense.
If you have already downloaded the PayFlex mobile app, you will automatically be prompted to update it.
To learn more about managing your Inspira account, go here.
The LPFSA has a "use it or lose it" rule.
FSA claims can be quickly processed online through the Inspira website or app. For a hard copy of the LPFSA claim form, click here. For the FSA Claim Filing Guidelines, click here.