Basic Life & Basic AD&D Coverage
Sysco provides Basic Life and Accidental Death & Dismemberment (AD&D) Insurance to protect your family in the event of your death or disability. Sysco‘s Life and Accidental Death and Dismemberment Insurance are offered through MetLife. Review the MetLife microsite to learn about your benefits, get beneficiary assistance, file claims, and more.
During this Annual Benefits Enrollment only, when you enroll in Supplemental Life coverage, you can increase your and your spouse’s coverage level without having to provide Evidence of Insurability. You will receive a letter if you are eligible for this one-time opportunity.
Sysco Pays 100%
Sysco pays the full cost of your Basic Life and Basic AD&D coverage. These benefits are automatically yours as an eligible Sysco colleague.
- Basic Life Insurance provides coverage equal to 1.5x your previous year‘s eligible earnings (rounded up to the nearest $1,000) up to a maximum of $225,000.
- Basic Accidental Death & Dismemberment (AD&D) provides coverage equal to your previous year‘s eligible earnings (rounded up to the nearest $1,000) up to a maximum of $150,000 if you lose your life or suffer dismemberment as the result of an accident.
Filing Claims
You can find instructions for filing claims here. You can submit documents for a claim three different ways:
- Email: Scan documents and email them to Lifeclaimssubmit@metlife.com
- Fax: 1-570-558-8645
- Mail: MetLife Group Life Claims, P.O. Box 6100, Scranton, PA 18505-6100
Learn more about Life Insurance in this infographic and in these FAQs.
Supplemental Life and Voluntary AD&D
Coverage
You can also purchase additional insurance for yourself, your spouse/domestic partner and/or your child(ren). For information, go to Supplemental Life Insurance and Voluntary AD&D Insurance.
There are additional benefits when you enroll in supplemental life insurance.
- Grief counseling services through Lifeworks U.S. Inc.
- Funeral planning guide and services
- Will preparation and estate resolution service
- Estate Resolution Services
You can find details on the MetLife website.
Costs
Paycheck costs for Voluntary Life and AD&D Insurance are based on the colleague‘s age. The cost of coverage can be found by logging into the Total Rewards Café. Rates are calculated based on the colleague‘s age as of January 1 each year. To the extent that Sysco provides life insurance coverage, or you purchase additional insurance in excess of $50,000, the cost of such coverage will be included in your gross income subject to Social Security and Medicare taxes.
Designate Your Beneficiaries Online!
Make sure you designate a beneficiary for your Life and AD&D Insurance in the Total Rewards Café. Even if you don‘t elect voluntary coverage, you need to select a beneficiary for the company-paid basic coverage—regardless of whether or not you‘ve completed a paper form in the past.
Will Preparation and Estate Planning
You are eligible for this service if you are enrolled in MetLife’s Supplemental Term Life, Group Universal Life, or Group Variable Universal Life coverage. Access more information about will preparation and estate planning below:
Levels of Coverage:
Benefit Provided By:
